Resources
Explore our publications for insights on groundbreaking research, practical guides and emerging trends in inclusive payment systems.
Cross-Border Retail Payment Policy and Regulatory Harmonization
This publication is an excerpt from the State of Inclusive Instant Payment Systems (SIIPS) in Africa 2023 report, by AfricaNenda, the World Bank Group and United Nations Economic Commission for Africa. It shines a spotlight on cross-border payments and the regulatory context in which they operate, as well as the building blocks for policy harmonization.
Barriers And Opportunities To Addressing Women's Digital Financial Inclusion
This publication is an excerpt from the State of Inclusive Instant Payment Systems (SIIPS) in Africa 2023 report, by AfricaNenda, the World Bank Group, and the United Nations Commission for Africa. It sheds light on how IPS can address barriers to women’s financial inclusion.
SIIPS 2023 Key Takeaways Report
The second annual State of Inclusive Instant Payment Systems in Africa 2023 (SIIPS 2023) by AfricaNenda reviews the landscape of instant payment systems (IPS) in Africa and how well they meet the standards of inclusivity, especially for low‑income consumers.
SIIPS 2023 Executive Summary
Africa continues to make strides in the growth of digital financial services (DFS) as innovation and regulatory shifts shape the landscape.
SIIPS 2023 Report
Read the full SIIPS 2023 Report here. This is the second of a series of annual reports by AfricaNenda on the landscape and state of instant and inclusive payment systems in Africa and the extent to which these systems are inclusive, especially for low‑income consumers.
SIIPS Consumer Research Insights: Zambia
Consumer research was conducted between May and June 2022. It involved extensive in-country qualitative and quantitative research covering low-income adult individuals and micro, small, and medium-sized enterprises (MSMEs) across seven countries. This is the Zambia focus report.
SIIPS Consumer Research Insights: Tanzania
Consumer research was conducted between May and June 2022. It involved extensive in-country qualitative and quantitative research covering low-income adult individuals and micro, small, and medium-sized enterprises (MSMEs) across seven countries. This is the Tanzania focus report.
SIIPS Consumer Research Insights: Nigeria
Consumer research was conducted between May and June 2022. It involved extensive in-country qualitative and quantitative research covering low-income adult individuals and micro, small, and medium-sized enterprises (MSMEs) across seven countries. This is the Nigeria focus report.
SIIPS Consumer Research Insights: Kenya
Consumer research was conducted between May and June 2022. It involved extensive in-country qualitative and quantitative research covering low-income adult individuals and micro, small, and medium-sized enterprises (MSMEs) across seven countries. This is the Kenya focus report.
SIIPS Consumer Research Insights: Ghana
Consumer research was conducted between May and June 2022. It involved extensive in-country qualitative and quantitative research covering low-income adult individuals and micro, small, and medium-sized enterprises (MSMEs) across seven countries. This is the Ghana focus report.
SIIPS Consumer Research Insights: Egypt
Consumer research was conducted between May and June 2022. It involved extensive in-country qualitative and quantitative research covering low-income adult individuals and micro, small, and medium-sized enterprises (MSMEs) across seven countries. This is the Egypt focus report.
SIIPS Consumer Research Insights: The DRC
Consumer research was conducted between May and June 2022. It involved extensive in-country qualitative and quantitative research covering low-income adult individuals and micro, small, and medium-sized enterprises (MSMEs) across seven countries. This is the Democratic Republic of Congo focus report.
SIIPS 2022 Executive Summary
Read the SIIPS 2022 Executive Summary report here. This is the first of a series of annual reports by AfricaNenda on the landscape and state of instant and inclusive payment systems in Africa and the extent to which these systems are inclusive, especially for low‑income consumers.
SIIPS 2022 Summary Report
Read the SIIPS 2022 Summary Report here. This is the first of a series of annual reports by AfricaNenda on the landscape and state of instant and inclusive payment systems in Africa and the extent to which these systems are inclusive, especially for low‑income consumers.
SIIPS 2022 Case Study - TCIB (SADC)
TCIB provides opportunity for both bank and non-bank financial institutions to connect directly and indirectly to a payments system to process regional payments requests instantly. This case study provides detail on the origin, governance structure, regulation business model and value proposition of NIBSS.
SIIPS 2022 Case Study - GhIPSS Instant Pay (Ghana)
In response to a growing appetite for faster retail payments within Ghana, GhIPSS led the development and launch of the GhIPSS Instant Pay (GIP). This case study provides detail on the origin, governance structure, regulation business model and value proposition of NIBSS.
SIIPS 2022 Case Study - PesaLink (Kenya)
The Kenyan Bankers’ Association (KBA) strategized a payment system that would integrate digital payments, reduce the cost of transactions, and foster financial inclusion. This case study provides detail on the origin, governance structure, regulation business model and value proposition of PesaLink.
SIIPS 2022 Case Study - NIBSS Instant Payment (Nigeria)
In 2011, the Nigerian Inter-Bank Settlement System (NIBSS) launched NIBSS Instant Payment (NIP)—a real‑time interbank payments system designed to facilitate high volumes of retail transactions. This case study provides detail on the origin, governance structure, regulation business model and value proposition of NIBSS.
SIIPS 2022 Report
Read the full SIIPS 2022 Report here. This is the first of a series of annual reports by AfricaNenda on the landscape and state of instant and inclusive payment systems in Africa and the extent to which these systems are inclusive, especially for low‑income consumers.