Resources

Consumer research was conducted between May and June 2022. It involved extensive in-country qualitative and quantitative research covering low-income adult individuals and micro, small, and medium-sized enterprises (MSMEs) across seven countries. This is the Zambia focus report.

Consumer research was conducted between May and June 2022. It involved extensive in-country qualitative and quantitative research covering low-income adult individuals and micro, small, and medium-sized enterprises (MSMEs) across seven countries. This is the Tanzania focus report.

Consumer research was conducted between May and June 2022. It involved extensive in-country qualitative and quantitative research covering low-income adult individuals and micro, small, and medium-sized enterprises (MSMEs) across seven countries. This is the Nigeria focus report.

Consumer research was conducted between May and June 2022. It involved extensive in-country qualitative and quantitative research covering low-income adult individuals and micro, small, and medium-sized enterprises (MSMEs) across seven countries. This is the Kenya focus report.

Consumer research was conducted between May and June 2022. It involved extensive in-country qualitative and quantitative research covering low-income adult individuals and micro, small, and medium-sized enterprises (MSMEs) across seven countries. This is the Ghana focus report.

Consumer research was conducted between May and June 2022. It involved extensive in-country qualitative and quantitative research covering low-income adult individuals and micro, small, and medium-sized enterprises (MSMEs) across seven countries. This is the Egypt focus report.

Consumer research was conducted between May and June 2022. It involved extensive in-country qualitative and quantitative research covering low-income adult individuals and micro, small, and medium-sized enterprises (MSMEs) across seven countries. This is the Democratic Republic of Congo focus report.

Read the full SIIPS 2022 Report here. This is the first of a series of annual reports by AfricaNenda on the landscape and state of instant and inclusive payment systems in Africa and the extent to which these systems are inclusive, especially for low‑income consumers.

Read the SIIPS 2022 Executive Summary report here. This is the first of a series of annual reports by AfricaNenda on the landscape and state of instant and inclusive payment systems in Africa and the extent to which these systems are inclusive, especially for low‑income consumers.

Read the SIIPS 2022 Summary Report here. This is the first of a series of annual reports by AfricaNenda on the landscape and state of instant and inclusive payment systems in Africa and the extent to which these systems are inclusive, especially for low‑income consumers.

TCIB provides opportunity for both bank and non-bank financial institutions to connect directly and indirectly to a payments system to process regional payments requests instantly. This case study provides detail on the origin, governance structure, regulation business model and value proposition of NIBSS.

In response to a growing appetite for faster retail payments within Ghana, GhIPSS led the development and launch of the GhIPSS Instant Pay (GIP). This case study provides detail on the origin, governance structure, regulation business model and value proposition of NIBSS.

The Kenyan Bankers’ Association (KBA) strategized a payment system that would integrate digital payments, reduce the cost of transactions, and foster financial inclusion. This case study provides detail on the origin, governance structure, regulation business model and value proposition of PesaLink.

In 2011, the Nigerian Inter-Bank Settlement System (NIBSS) launched NIBSS Instant Payment (NIP)—a real‑time interbank payments system designed to facilitate high volumes of retail transactions. This case study provides detail on the origin, governance structure, regulation business model and value proposition of NIBSS.