Select Countries and Regions

  • CEMAC

    GIMACPAY

    Scheme name: GIMACPAY

    IIPS Type: Cross-domain

    Inclusivity level: Progressed

    Year of establishment: 2020

    System owner: BEAC and commercial banks

    Overseer: BEAC

    Operator: GIMAC

    Total Participants: 91

    Volumes 2022: 10,046,359

    Values 2022: 657,020,970 USD

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        • SADC

          Transactions Cleared on an Immediate Basis (TCIB)

          Scheme name: Transactions Cleared on an Immediate Basis (TCIB)

          IIPS Type: Cross-domain

          Inclusivity level: Not ranked

          Year of establishment: 2021

          System owner: SADC PSOC

          Overseer: SADC Payment System Oversight Committee

          Operator: BankservAfrica

          Total Participants: 26

          Volumes 2022: N/A

          Values 2022: N/A

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          • Djibouti

            Djibouti

            Système de Règlement Automatisé de Djibouti (SYRAD)

            Scheme name: Système de Règlement Automatisé de Djibouti (SYRAD)

            IIPS Type: Cross-domain

            Inclusivity level: Not ranked

            Year of establishment: 2021

            System owner: Central Bank of Djibouti

            Overseer: Central Bank of Djibouti

            Operator: Central Bank of Djibouti

            Total Participants: 0

            Volumes 2022: N/A

            Values 2022: N/A

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            • InstaPay

              Egypt

              InstaPay

              Scheme name: InstaPay

              IIPS Type: Bank

              Inclusivity level: Basic

              Year of establishment: 2022

              System owner: Egyptian Banks Company

              Overseer: Central Bank of Egypt

              Operator: Egyptian Banks Company

              Total Participants: 27

              Volumes 2022: 16,000,000

              Values 2022: 2,588,728,675 USD

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            • Meeza Digital

              Egypt

              Meeza Digital

              Scheme name: Meeza Digital

              IIPS Type: Cross-domain

              Inclusivity level: Basic

              Year of establishment: 2017

              System owner: Egyptian Banks Company

              Overseer: Central Bank of Egypt

              Operator: Egyptian Banks Company

              Total Participants: 8

              Volumes 2022: -

              Values 2022: - USD

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          • Ethiopia

            Ethiopia

            EthSwitch

            Scheme name: EthSwitch

            IIPS Type: Cross-domain

            Inclusivity level: Not ranked

            Year of establishment: 2022

            System owner: N/A

            Overseer: N/A

            Operator: N/A

            Total Participants: N/A

            Volumes 2022: 2,063,534

            Values 2022: 371,052,431 USD

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          • Gambia

            Gambia

            Gamswitch

            Scheme name: Gamswitch

            IIPS Type: Bank

            Inclusivity level: Basic

            Year of establishment: 2020

            System owner: Central Bank of Gambia and industry

            Overseer: Central Bank of Gambia

            Operator: Gamswitch

            Total Participants: 12

            Volumes 2022: -

            Values 2022: N/A

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            • Ghana Mobile Money Interoperability (MMI)

              Ghana

              Ghana Mobile Money Interoperability (MMI)

              Scheme name: Ghana Mobile Money Interoperability (MMI)

              IIPS Type: Mobile money

              Inclusivity level: Progressed

              Year of establishment: 2016

              System owner: Bank of Ghana

              Overseer: Bank of Ghana

              Operator: GhIPSS

              Total Participants: 5

              Volumes 2022: 5,067,513,712

              Values 2022: 89,891,760,011 USD

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            • GhIPSS Instant Pay (GIP)

              Ghana

              GhIPSS Instant Pay (GIP)

              Scheme name: GhIPSS Instant Pay (GIP)

              IIPS Type: Bank

              Inclusivity level: Progressed

              Year of establishment: 2015

              System owner: Bank of Ghana

              Overseer: Bank of Ghana

              Operator: GhIPSS

              Total Participants: 52

              Volumes 2022: 76,483,008

              Values 2022: 4,921,361,258 USD

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            • Kenya mobile money

              Kenya

              Kenya mobile money

              Scheme name: Kenya mobile money

              IIPS Type: Mobile money

              Inclusivity level: Not ranked

              Year of establishment: 2018

              System owner: None (bilateral agreements)

              Overseer: Central Bank of Kenya and Communications Authority Kenya

              Operator: None (bilateral agreements between EMIs)

              Total Participants: 3

              Volumes 2022: 9,932,247,314

              Values 2022: 96,551,482,669 USD

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            • PesaLink

              Kenya

              PesaLink

              Scheme name: PesaLink

              IIPS Type: Bank

              Inclusivity level: Not ranked

              Year of establishment: 2017

              System owner: Kenya Bankers Association

              Overseer: Central Bank of Kenya

              Operator: IPSL

              Total Participants: 35

              Volumes 2022: 3,850,359

              Values 2022: 3,879,324,621 USD

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          • Madagascar

            Madagascar

            Kenya mobile money

            Scheme name: Kenya mobile money

            IIPS Type: Mobile money

            Inclusivity level: Basic

            Year of establishment: 2016

            System owner: None (bilateral agreements between EMIs)

            Overseer: Central Bank of Madagascar

            Operator: None (bilateral agreements between EMIs)

            Total Participants: 4

            Volumes 2022: 704,081,198

            Values 2022: 10,224,077,794 USD

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          • Malawi

            Malawi

            Natswitch

            Scheme name: Natswitch

            IIPS Type: Cross-domain

            Inclusivity level: Progressed

            Year of establishment: 2015

            System owner: Bankers Association of Malawi

            Overseer: Reserve Bank of Malawi

            Operator: Banking Payments Context

            Total Participants: 11

            Volumes 2022: 11,458,762

            Values 2022: 311,826,606 USD

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          • Mauritius

            Mauritius

            Mauritius Central Automated Switch (MauCAS)

            Scheme name: Mauritius Central Automated Switch (MauCAS)

            IIPS Type: Cross-domain

            Inclusivity level: Basic

            Year of establishment: 2019

            System owner: Bank of Mauritius

            Overseer: Bank of Mauritius

            Operator: Bank of Mauritius

            Total Participants: 14

            Volumes 2022:

            Values 2022: 108,336,838 USD

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            • MarocPay

              Morocco

              MarocPay

              Scheme name: MarocPay

              IIPS Type: Cross-domain

              Instruments: Card

              Inclusivity level: Basic

              Year of establishment: 2018

              System owner: Bank Al-Maghrib

              Overseer: Bank Al-Maghrib

              Operator: HPS Switch

              Total Participants: 23

              Volumes 2022: N/A

              Values 2022: N/A

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            • Virement Instantané

              Morocco

              Virement Instantané

              Scheme name: Virement Instantané

              IIPS Type: Bank

              Inclusivity level: Not ranked

              Year of establishment: 2023

              System owner: Bank Al-Maghrib

              Overseer: Bank Al-Maghrib

              Operator: GSIMT

              Total Participants: 19

              Volumes 2022: -

              Values 2022: USD

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          • Mozambique

            Mozambique

            Sociedade Interbancaria De Mocambique (SIMO)

            Scheme name: Sociedade Interbancaria De Mocambique (SIMO)

            IIPS Type: Cross-domain

            Inclusivity level: Basic

            Year of establishment: 2012

            System owner: Bank of Mozambique and industry partners

            Overseer: Bank of Mozambique

            Operator: SIMO

            Total Participants: 22

            Volumes 2022: 60,235,921

            Values 2022: 3,477,234,108 USD

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          • Namibia

            Namibia

            NamPay

            Scheme name: NamPay

            IIPS Type: Bank

            Instruments: Credit EFT

            Inclusivity level: Basic

            Year of establishment: 2021

            System owner: Payments Association of Namibia

            Overseer: Bank of Namibia

            Operator: Payments Association of Namibia

            Total Participants: 9

            Volumes 2022: 25,362,000

            Values 2022: 19,446,749 USD

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            • eNaira

              Nigeria

              eNaira

              Scheme name: eNaira

              IIPS Type: Sovereign currency

              Inclusivity level: Basic

              Year of establishment: 2021

              System owner: Central Bank of Nigeria

              Overseer: Central Bank of Nigeria

              Operator: Central Bank of Nigeria

              Total Participants: 33

              Volumes 2022: 747,855

              Values 2022: 15,207,061 USD

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            • NIBSS Instant Payment (NIP)

              Nigeria

              NIBSS Instant Payment (NIP)

              Scheme name: NIBSS Instant Payment (NIP)

              IIPS Type: Cross-domain

              Inclusivity level: Basic

              Year of establishment: 2011

              System owner: NIBSS

              Overseer: Central Bank of Nigeria

              Operator: NIBSS

              Total Participants: 450

              Volumes 2022: 5,140,093,000

              Values 2022: 746,565,392,271 USD

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            • Nigeria mobile money

              Nigeria

              Nigeria mobile money

              Scheme name: Nigeria mobile money

              IIPS Type: Mobile money

              Inclusivity level: Not ranked

              Year of establishment: 2013

              System owner: NIBSS

              Overseer: Central Bank of Nigeria and Nigerian Communications Commission

              Operator: NIBSS

              Total Participants: 21

              Volumes 2022: 714,597,976

              Values 2022: 42,014,940,067 USD

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          • Rwanda

            Rwanda

            eKash

            Scheme name: eKash

            IIPS Type: Cross-domain

            Inclusivity level: Not ranked

            Year of establishment: 2022

            System owner: Industry

            Overseer: National Bank of Rwanda

            Operator: RSwitch

            Total Participants: 3

            Volumes 2022: 1,157,000

            Values 2022: 5,776,208 USD

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          • Somalia

            Somalia

            Somalia National Payment System

            Scheme name: Somalia National Payment System

            IIPS Type: Bank

            Inclusivity level: Not ranked

            Year of establishment: 2021

            System owner: Central Bank of Somalia

            Overseer: Central Bank of Somalia

            Operator: Central Bank of Somalia

            Total Participants: 8

            Volumes 2022: 213,867

            Values 2022: 386,889 USD

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            • PayShap

              South Africa

              PayShap

              Scheme name: PayShap

              IIPS Type: Bank

              Inclusivity level: Not ranked

              Year of establishment: 2023

              System owner: Bankserv Africa and commercial banks

              Overseer: South African Reserve Bank (SARB)

              Operator: BankservAfrica

              Total Participants: 4

              Volumes 2022: -

              Values 2022: N/A

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            • Real Time Clearing (RTC)

              South Africa

              Real Time Clearing (RTC)

              Scheme name: Real Time Clearing (RTC)

              IIPS Type: Bank

              Instruments: Credit EFT

              Inclusivity level: Basic

              Year of establishment: 2006

              System owner: Bankserv Africa

              Overseer: South African Reserve Bank (SARB)

              Operator: BankservAfrica

              Total Participants: 33

              Volumes 2022: 215,832,611

              Values 2022: 78,849,497,513 USD

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            • Taifa Moja

              Tanzania

              Taifa Moja

              Scheme name: Taifa Moja

              IIPS Type: Mobile money

              Inclusivity level: Basic

              Year of establishment: 2016

              System owner: None (bilateral agreements between EMIs)

              Overseer: Bank of Tanzania

              Operator: None (bilateral agreements between EMIs)

              Total Participants: 6

              Volumes 2022: 4,195,899,415

              Values 2022: 60,087,968,735 USD

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            • Tanzania Instant Payment System (TIPS)

              Tanzania

              Tanzania Instant Payment System (TIPS)

              Scheme name: Tanzania Instant Payment System (TIPS)

              IIPS Type: Cross-domain

              Inclusivity level: Basic

              Year of establishment: 2022

              System owner: Bank of Tanzania

              Overseer: Bank of Tanzania

              Operator: Bank of Tanzania

              Total Participants: 5

              Volumes 2022: N/A

              Values 2022: N/A

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          • Tunisia

            Tunisia

            Tunisia mobile money

            Scheme name: Tunisia mobile money

            IIPS Type: Mobile money

            Inclusivity level: Not ranked

            Year of establishment: 2018

            System owner: None

            Overseer: Central Bank of Tunisia

            Operator: Mobile switch manager

            Total Participants: 3

            Volumes 2022: N/A

            Values 2022: N/A

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          • Uganda

            Uganda

            Uganda mobile money

            Scheme name: Uganda mobile money

            IIPS Type: Mobile money

            Inclusivity level: Basic

            Year of establishment: 2017

            System owner: None (bilateral agreements)

            Overseer: Bank of Uganda

            Operator: Pegasus

            Total Participants: 7

            Volumes 2022: 5,230,548,350

            Values 2022: 43,507,845,576 USD

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          • Zambia

            Zambia

            National Financial Switch (NFS)

            Scheme name: National Financial Switch (NFS)

            IIPS Type: Cross-domain

            Inclusivity level: Progressed

            Year of establishment: 2019

            System owner: ZECHL (member banks and Bank of Zambia)

            Overseer: Bank of Zambia

            Operator: ZECHL

            Total Participants: 30

            Volumes 2022: 61,250,000

            Values 2022: 2,088,883,903 USD

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          • Zimbabwe

            Zimbabwe

            Zimswitch Instant Payment Interchange Technology (ZIPIT)

            Scheme name: Zimswitch Instant Payment Interchange Technology (ZIPIT)

            IIPS Type: Cross-domain

            Inclusivity level: Basic

            Year of establishment: 2011

            System owner: Zimswitch

            Overseer: Reserve Bank of Zimbabwe

            Operator: Zimswitch

            Total Participants: 27

            Volumes 2022: 25,938,579

            Values 2022: 828,510,618 USD

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