Select Countries and Regions
- Africa
Africa
Pan African Payment & Settlement SystemScheme name: Pan African Payment & Settlement System
IIPS Type: Bank
Instruments: Credit EFT, Debit EFT
Use cases: Transfers & remittances (P2P), Cross-border
Inclusivity level: Not ranked
Year of establishment: 2022
System owner: PAPSS Governing Council
Overseer: PAPSS Governing Council
Operator: PAPSS Management Board
Total Participants: 12
Volumes 2021: N/A
Values 2021: N/A
View more - CEMAC
CEMAC
GIMACPAYScheme name: GIMACPAY
IIPS Type: Cross-domain
Instruments: E-money, Card
Use cases: Transfers & remittances (P2P), Merchant payments (P2B), Cross-border
Inclusivity level: Progressed
Year of establishment: 2020
System owner: Bank of Central African States
Overseer: Bank of Central African States
Operator: GIMAC
Total Participants: 60
Volumes 2021: 2,307,820
Values 2021: 60,241,021 USD
View more - SADC
SADC
Transactions Cleared on an Immediate Basis (TCIB)Scheme name: Transactions Cleared on an Immediate Basis (TCIB)
IIPS Type: Cross-domain
Instruments: Credit EFT
Use cases: Transfers & remittances (P2P), Cross-border
Inclusivity level: Not ranked
Year of establishment: 2021
System owner: SADC Payment Systems Management Board
Overseer: SADC Payment System Oversight Committee
Operator: BankservAfrica
Total Participants: 14
Volumes 2021: N/A
Values 2021: N/A
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- DjiboutiDjibouti
Djibouti
Système de Règlement Automatisé de Djibouti (SYRAD)Scheme name: Système de Règlement Automatisé de Djibouti (SYRAD)
IIPS Type: Cross-domain
Inclusivity level: Not ranked
Year of establishment: 2022
System owner: Central Bank of Djibouti
Overseer: Central Bank of Djibouti
Operator: Central Bank of Djibouti
Total Participants: N/A
Volumes 2021: N/A
Values 2021: N/A
View more - Egypt2
- Instant Payment NetworkInstant Payment Network
Egypt
Instant Payment NetworkScheme name: Instant Payment Network
IIPS Type: Bank
Instruments: E-money
Inclusivity level: Not ranked
Year of establishment: 2022
System owner: Central Bank of Egypt
Overseer: Central Bank of Egypt
Operator: The Egyptian Banks Company
Total Participants: 13
Volumes 2021: N/A
Values 2021: N/A
View more - Ta7WeelTa7Weel
Egypt
Ta7WeelScheme name: Ta7Weel
IIPS Type: Mobile money
Instruments: E-money
Use cases: Transfers & remittances (P2P), Merchant payments (P2B), Business purchases (B2B)
Inclusivity level: Not ranked
Year of establishment: 2017
System owner: Egyptian Banks Company
Overseer: Central Bank of Egypt
Operator: Egyptian Banks Company
Total Participants: 9
Volumes 2021: N/A
Values 2021: N/A
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- Instant Payment NetworkInstant Payment Network
- GambiaGambia
Gambia
GamswitchScheme name: Gamswitch
IIPS Type: Bank
Instruments: Credit EFT, Card
Use cases: Transfers & remittances (P2P), Merchant payments (P2B), Fees & taxes (P2G)
Inclusivity level: Basic
Year of establishment: 2020
System owner: Gamswitch
Overseer: Central Bank of Gambia
Operator: Central Bank of Gambia
Total Participants: 12
Volumes 2021: N/A
Values 2021: N/A
View more - Ghana2
- GhIPSS Instant Pay (GIP)GhIPSS Instant Pay (GIP)
Ghana
GhIPSS Instant Pay (GIP)Scheme name: GhIPSS Instant Pay (GIP)
IIPS Type: Bank
Instruments: Credit EFT, Debit EFT, E-money, Card
Use cases: Transfers & remittances (P2P), Merchant payments (P2B), Bill payments (P2B/P2G), Fees & taxes (P2G), Social disbursements (G2P), Business purchases (B2B), Salaries & wages (B2P)
Inclusivity level: Progressed
Year of establishment: 2018
System owner: Bank of Ghana
Overseer: Bank of Ghana
Operator: GhIPSS
Total Participants: 52
Volumes 2021: 21,990,000
Values 2021: 2,536,822,762 USD
View more - Ghana Mobile Money Interoperability (MMI)Ghana Mobile Money Interoperability (MMI)
Ghana
Ghana Mobile Money Interoperability (MMI)Scheme name: Ghana Mobile Money Interoperability (MMI)
IIPS Type: Mobile money
Instruments: Credit EFT, E-money
Use cases: Transfers & remittances (P2P), Merchant payments (P2B), Fees & taxes (P2G), Social disbursements (G2P), Business purchases (B2B), Salaries & wages (B2P)
Inclusivity level: Progressed
Year of establishment: 2016
System owner: Bank of Ghana
Overseer: Bank of Ghana
Operator: GhiPSS
Total Participants: 5
Volumes 2021: 3,373,835,000
Values 2021: 81,139,155,993 USD
View more
- GhIPSS Instant Pay (GIP)GhIPSS Instant Pay (GIP)
- Kenya2
- PesaLinkPesaLink
Kenya
PesaLinkScheme name: PesaLink
IIPS Type: Bank
Instruments: Credit EFT
Use cases: Transfers & remittances (P2P)
Inclusivity level: Not ranked
Year of establishment: 2016
System owner: Kenya Bankers Association
Overseer: Central Bank of Kenya
Operator: IPSL
Total Participants: 39
Volumes 2021: 2,669,000
Values 2021: 2,743,485,273 USD
View more - Kenya mobile moneyKenya mobile money
Kenya
Kenya mobile moneyScheme name: Kenya mobile money
IIPS Type: Mobile money
Instruments: E-money
Use cases: Transfers & remittances (P2P), Merchant payments (P2B), Business purchases (B2B), Salaries & wages (B2P)
Inclusivity level: Basic
Year of establishment: 2018
System owner: None (bilateral agreements)
Overseer: Central Bank of Kenya
Operator: None (bilateral agreements)
Total Participants: 3
Volumes 2021: 4,273,233,580
Values 2021: 91,999,152,970 USD
View more
- PesaLinkPesaLink
- MadagascarMadagascar
Madagascar
Madagascar mobile moneyScheme name: Madagascar mobile money
IIPS Type: Mobile money
Instruments: E-money
Use cases: Transfers & remittances (P2P), Fees & taxes (P2G), Social disbursements (G2P)
Inclusivity level: Not ranked
Year of establishment: 2016
System owner: None (bilateral agreements between EMIs)
Overseer: None
Operator: None (bilateral agreements between EMIs)
Total Participants: 3
Volumes 2021: N/A
Values 2021: N/A
View more - MalawiMalawi
Malawi
NatswitchScheme name: Natswitch
IIPS Type: Cross-domain
Instruments: Credit EFT, Debit EFT, E-money, Card
Use cases: Transfers & remittances (P2P), Merchant payments (P2B), Business purchases (B2B)
Inclusivity level: Progressed
Year of establishment: 2015
System owner: Reserve Bank of Malawi
Overseer: Reserve Bank of Malawi
Operator: Natswitch
Total Participants: 13
Volumes 2021: 9,826,572
Values 2021: 197,867,086 USD
View more - MauritiusMauritius
Mauritius
Mauritius Central Automated Switch (MauCAS)Scheme name: Mauritius Central Automated Switch (MauCAS)
IIPS Type: Bank
Instruments: Credit EFT, Debit EFT, E-money, Card
Use cases: Transfers & remittances (P2P), Merchant payments (P2B), Business purchases (B2B), Salaries & wages (B2P)
Inclusivity level: Basic
Year of establishment: 2019
System owner: Bank of Mauritius
Overseer: Bank of Mauritius
Operator: Bank of Mauritius
Total Participants: 12
Volumes 2021: 808,000
Values 2021: 47,203,610 USD
View more - MoroccoMorocco
Morocco
MarocPayScheme name: MarocPay
IIPS Type: Cross-domain
Instruments: E-money, Card
Use cases: Transfers & remittances (P2P), Merchant payments (P2B), Fees & taxes (P2G), Social disbursements (G2P), Business purchases (B2B)
Inclusivity level: Basic
Year of establishment: 2018
System owner: Bank Al-Maghrib
Overseer: Bank Al-Maghrib
Operator: HPS Switch
Total Participants: N/A
Volumes 2021: 2,207,835
Values 2021: 190,315,353 USD
View more - MozambiqueMozambique
Mozambique
Sociedade Interbancaria De Mocambique (SIMO)Scheme name: Sociedade Interbancaria De Mocambique (SIMO)
IIPS Type: Cross-domain
Instruments: E-money, Card
Use cases: Transfers & remittances (P2P), Merchant payments (P2B), Fees & taxes (P2G)
Inclusivity level: Basic
Year of establishment: 2014
System owner: Interbancos
Overseer: Banco de Moçambique
Operator: Interbancos
Total Participants: 17
Volumes 2021: N/A
Values 2021: N/A
View more - NamibiaNamibia
Namibia
NamPayScheme name: NamPay
IIPS Type: Bank
Instruments: Credit EFT, Debit EFT
Use cases: Transfers & remittances (P2P), Business purchases (B2B)
Inclusivity level: Not ranked
Year of establishment: 2021
System owner: Payments Association of Namibia (PAN)
Overseer: Bank of Namibia
Operator: Payments Association of Namibia (PAN)
Total Participants: 9
Volumes 2021: N/A
Values 2021: N/A
View more - Nigeria3
- NIBSS Instant Payment (NIP)NIBSS Instant Payment (NIP)
Nigeria
NIBSS Instant Payment (NIP)Scheme name: NIBSS Instant Payment (NIP)
IIPS Type: Cross-domain
Instruments: Credit EFT, Debit EFT, E-money
Use cases: Transfers & remittances (P2P), Merchant payments (P2B), Bill payments (P2B/P2G), Social disbursements (G2P), Business purchases (B2B), Salaries & wages (B2P)
Inclusivity level: Basic
Year of establishment: 2011
System owner: NIBSS
Overseer: CBN
Operator: NIBSS
Total Participants: 230+
Volumes 2021: 3,473,190,000
Values 2021: 655,040,300,346 USD
View more - Nigeria mobile moneyNigeria mobile money
Nigeria
Nigeria mobile moneyScheme name: Nigeria mobile money
IIPS Type: Mobile money
Instruments: Credit EFT, Debit EFT, E-money, Card
Use cases: Transfers & remittances (P2P), Business purchases (B2B)
Inclusivity level: Not ranked
Year of establishment: 2013
System owner: NIBSS
Overseer: Central Bank of Nigeria
Operator: NIBSS
Total Participants: 21
Volumes 2021: N/A
Values 2021: N/A
View more - eNairaeNaira
Nigeria
eNairaScheme name: eNaira
IIPS Type: Sovereign currency
Instruments: CBDC
Use cases: Transfers & remittances (P2P), Merchant payments (P2B)
Inclusivity level: Basic
Year of establishment: 2021
System owner: Central Bank of Nigeria
Overseer: Central Bank of Nigeria
Operator: Central Bank of Nigeria
Total Participants: 33
Volumes 2021: 34,000
Values 2021: 448,393 USD
View more
- NIBSS Instant Payment (NIP)NIBSS Instant Payment (NIP)
- RwandaRwanda
Rwanda
eKashScheme name: eKash
IIPS Type: Mobile money
Instruments: E-money
Use cases: Transfers & remittances (P2P), Merchant payments (P2B)
Inclusivity level: Basic
Year of establishment: 2022
System owner: R-Switch
Overseer: National Bank of Rwanda
Operator: R-Switch
Total Participants: 2
Volumes 2021: N/A
Values 2021: N/A
View more - SomaliaSomalia
Somalia
Somalia National Payment SystemScheme name: Somalia National Payment System
IIPS Type: Bank
Instruments: Credit EFT, Debit EFT, E-money, Card
Inclusivity level: Not ranked
Year of establishment: 2022
System owner: Central Bank of Somalia
Overseer: Central Bank of Somalia
Operator: Central Bank of Somalia
Total Participants: 9
Volumes 2021: N/A
Values 2021: N/A
View more - South AfricaSouth Africa
South Africa
Real Time Clearing (RTC)Scheme name: Real Time Clearing (RTC)
IIPS Type: Bank
Instruments: Credit EFT
Use cases: Transfers & remittances (P2P), Merchant payments (P2B), Business purchases (B2B), Salaries & wages (B2P)
Inclusivity level: Basic
Year of establishment: 2006
System owner: BankservAfrica
Overseer: South African Reserve Bank
Operator: BankservAfrica
Total Participants: N/A
Volumes 2021: 94,000,000
Values 2021: 60,123,713,411 USD
View more - Tanzania2
- Tanzania mobile moneyTanzania mobile money
Tanzania
Tanzania mobile moneyScheme name: Tanzania mobile money
IIPS Type: Mobile money
Instruments: E-money
Use cases: Transfers & remittances (P2P), Merchant payments (P2B), Fees & taxes (P2G), Business purchases (B2B)
Inclusivity level: Not ranked
Year of establishment: 2014
System owner: None (bilateral agreements between EMIs)
Overseer: Bank of Tanzania
Operator: None (bilateral agreements between EMIs)
Total Participants: 6
Volumes 2021: N/A
Values 2021: N/A
View more - Tanzania Instant Payment System (TIPS)Tanzania Instant Payment System (TIPS)
Tanzania
Tanzania Instant Payment System (TIPS)Scheme name: Tanzania Instant Payment System (TIPS)
IIPS Type: Cross-domain
Instruments: Credit EFT, Debit EFT, E-money, Card
Use cases: Transfers & remittances (P2P), Merchant payments (P2B)
Inclusivity level: Not ranked
Year of establishment: 2022
System owner: Bank of Tanzania
Overseer: Bank of Tanzania
Operator: Bank of Tanzania
Total Participants: N/A
Volumes 2021: N/A
Values 2021: N/A
View more
- Tanzania mobile moneyTanzania mobile money
- TunisiaTunisia
Tunisia
Tunisia mobile moneyScheme name: Tunisia mobile money
IIPS Type: Mobile money
Instruments: E-money, Card
Use cases: Transfers & remittances (P2P), Merchant payments (P2B), Fees & taxes (P2G)
Inclusivity level: Not ranked
Year of establishment: 2018
System owner: Central Bank of Tunisia
Overseer: Central Bank of Tunisia
Operator: Central Bank of Tunisia
Total Participants: 3
Volumes 2021: N/A
Values 2021: N/A
View more - UgandaUganda
Uganda
Uganda mobile moneyScheme name: Uganda mobile money
IIPS Type: Mobile money
Instruments: E-money
Use cases: Transfers & remittances (P2P), Merchant payments (P2B), Fees & taxes (P2G), Social disbursements (G2P), Business purchases (B2B)
Inclusivity level: Basic
Year of establishment: 2017
System owner: None (bilateral agreements)
Overseer: Uganda Chamber of Communication
Operator: Pegasus
Total Participants: 7
Volumes 2021: 4,290,780,097
Values 2021: 36,432,744,824 USD
View more - ZambiaZambia
Zambia
Zambia Eletronic Clearing House Limited (ZECHL)Scheme name: Zambia Eletronic Clearing House Limited (ZECHL)
IIPS Type: Cross-domain
Instruments: E-money, Card
Use cases: Transfers & remittances (P2P), Merchant payments (P2B)
Inclusivity level: Progressed
Year of establishment: 2020
System owner: ZECHL
Overseer: Bank of Zambia
Operator: ZECHL
Total Participants: 17
Volumes 2021: 25,250,681
Values 2021: 1,071,829,397 USD
View more - ZimbabweZimbabwe
Zimbabwe
Zimswitch Instant Payment Interchange Technology (ZIPIT)Scheme name: Zimswitch Instant Payment Interchange Technology (ZIPIT)
IIPS Type: Cross-domain
Instruments: Credit EFT, E-money, Card
Use cases: Transfers & remittances (P2P), Merchant payments (P2B), Fees & taxes (P2G), Social disbursements (G2P), Business purchases (B2B), Salaries & wages (B2P)
Inclusivity level: Basic
Year of establishment: 2013
System owner: Zimswitch
Overseer: Reserve Bank of Zimbabwe
Operator: ZimSwitch
Total Participants: 20
Volumes 2021: N/A
Values 2021: N/A
View more