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This blog is part of a series documenting our program’s journey to accelerate the development of inclusive payments systems for universal access to financial services in Africa. #IAmAfricaNenda

Urgent Need to Harmonize Payment Service Regulations and Achieve Instant Cross-border Payments in Africa

Africa stands at a decisive moment in its digital finance evolution. Innovation is accelerating, mobile money is ubiquitous, and instant payment systems are fast growing across the continent. Yet one force continues to constrain seamless cross-border payments in Africa: regulatory fragmentation.

Latest blogs

17 February 2026 / Sabine Mensah, Deputy CEO at AfricaNenda

The ‘Trust Threshold:’ Perceptions Between Physical and Digital Payment Risks

The choice of whether cash or digital payments feel safer depends on the salience of different potential harms. They want to know what is riskier; theft from carrying cash or fraud when using digital payments?

8 September 2025 / Dr. Robert Ochola, CEO, AfricaNenda Foundation and Premier Oiwoh, Managing Director/CEO, NIBSS

From the Continent, For the Continent: Building Homegrown Instant Payment Systems to Drive Financial Inclusion in Africa

Imported technologies might offer speed, but do not necessarily guarantee fit. Africa’s financial systems must account for our informal economies, our language diversity, our infrastructure gaps, and our shared ambition for equity. As Dr. Robert Ochola, CEO of AfricaNenda Foundation, reminded us: “Africa can build its own systems and make them world-class.”  

25 August 2025 / Jamelino Akogbeto, Regional Director for West and Central Africa at AfricaNenda Foundation

AfricaNenda & GIMAC: Building an inclusive payment ecosystem in Central Africa

"We want payments to be as simple and universal as a text message," explains Jamelino Akogbeto, Regional Director for West and Central Africa at AfricaNenda Foundation.