The State of Instant and Inclusive Payment Systems in Africa report, SIIPS – Africa 2022, is at its first edition and will be repeated annually.

The report aims to inform public-sector and private-sector players in Africa and beyond about the developments in the instant retail payment system (IPS) ecosystem in Africa, including an assessment of the inclusivity of such systems, both in functionality (accessible to all end-users) and governance (all licensed payment providers have fair access and design input opportunities). For this report, only systems with live transactions and functionality as of June 2022 were included.

The data in this report was gathered from publicly available resources from March to July 2022, and it was supported by extensive stakeholder interviews during the same period. The consumer research was conducted between May and June 2022