2024 marked a pivotal moment for AfricaNenda as we transitioned into an independent organization, solidifying our role as a key enabler of financial inclusion across the continent. Our mission to accelerate the growth of instant and inclusive payment systems in Africa has never been more critical. Despite significant progress in digital financial services, approximately 400 million Africans remain excluded from formal financial systems, underscoring the urgency of our work.

Financial inclusion is about more than facilitating transactions; it is about ensuring access to the infrastructure, scheme rules, and governance frameworks that make inclusive, interoperable, and affordable payment systems a reality. If designed inclusively, these systems will empower individuals, businesses, and economies to participate in and benefit from the digital financial ecosystem. This is especially vital for women, who represent 60% of the financially excluded population. As the saying goes, “When you change a woman, you change a village. ” Our work, therefore, goes beyond technology. It is about fostering economic participation, resilience, and sustainable development.

Download our 2024 Annual Report to continue reading.