Our People

Joy Kuria is a seasoned governance, risk, and compliance professional with extensive experience in Africa’s digital payments ecosystem. She has led transformative initiatives across national payment systems, commercial banks, and fintechs championing risk management, regulatory compliance, fraud prevention, and the secure design of financial infrastructure.

She has held senior roles at RSwitch (Rwanda’s national payment switch), Equity Bank, and served as a Fraud and Risk Analyst at DPO Group—now DPO by Network International. Her expertise includes managing complex regulatory engagements, implementing global standards such as PCI DSS and ISO 27001, and developing enterprise-wide risk frameworks.

Joy applies a systems thinking approach to governance and risk management, focusing on operational resilience and inclusive digital infrastructure. She is passionate about collaborating in the build of secure, accessible financial ecosystems that foster trust and inclusion particularly for underserved communities while advancing risk management & digital hygiene standards.

She holds a bachelor's degree in international business administration from the United States International University, an MBA from Africa Nazarene University, and professional certifications in Anti-Money Laundering and ISO 27001:2022 Lead Implementation. Joy is recognized for her strategic insight, integrity, and collaborative working style.