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Morocco

Virement Instantané

Scheme name: Virement Instantané

IIPS Type: Bank

Inclusivity level: Not ranked

Year of establishment: 2023

System owner: Bank Al-Maghrib

Overseer: Bank Al-Maghrib

Operator: GSIMT

Total Participants: 19

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CategoryVirement Instantané
Geographic reachDomestic
Geographic descriptionMorocco
Scheme governanceBoard of Directors
Settlement agentBank Al-Maghrib
Participants - commercial banks19
Participants - MMOs0
Participants - non-bank PSPs0
Participants - MFIs0
Volumes 2018-
Volumes 2019-
Volumes 2020-
Volumes 2021-
Values 2018- USD
Values 2019- USD
Values 2020- USD
Values 2021- USD
GNI (%)N/A
Interoperability arrangementThird party
Ownership modelRegulator-owned
Governance TypologyPPP
Messaging standardISO 20022
Types of proxy IDsNo
Use of open APIsYes
QR code standard N/A
Pro-poor governanceNo
CB governance involvementYes
Expanded use casesNo
Minimum channel functionalityYes
Minimum use case functionalityNo
All licensed PSPs can participate (all-to-all interoperability)No
RecourseNo
Not-for-lossNo

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