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Kenya

Kenya mobile money

Scheme name: Kenya mobile money

IIPS Type: Mobile money

Instruments: E-money

Channels: Apps , POS , USSD , Agent

Use cases: Transfers & remittances (P2P) , Merchant payments (P2B) , Business purchases (B2B) , Salaries & wages (B2P)

Inclusivity level: Basic

Year of establishment: 2018

System owner: None (bilateral agreements)

Overseer: Central Bank of Kenya

Operator: None (bilateral agreements)

Total Participants: 3

Volumes 2021: 4,273,233,580

Values 2021: 91,999,152,970 USD

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CategoryKenya mobile money
Geographic reachDomestic
Geographic descriptionKenya
Scheme governanceNone (bilateral agreements)
Settlement agentBilateral agreements
Participants - commercial banks0
Participants - MMOs3
Participants - non-bank PSPs0
Participants - MFIs0
Volumes 20182,908,790,000
Volumes 20193,136,043,771
Volumes 20203,753,401,695
Volumes 20214,273,233,580
Values 201866,469,992,156 USD
Values 201968,792,651,479 USD
Values 202081,721,700,999 USD
Values 202191,999,152,970 USD
Governance TypologyPrivate association
Messaging standardN/A
Types of proxy IDsN/A
Use of open APIsN/A
QR code standard No
Pro-poor governanceYes

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