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Ghana
Ghana Mobile Money Interoperability (MMI)
Scheme name: Ghana Mobile Money Interoperability (MMI)
IIPS Type: Mobile money
Instruments: Credit EFT , E-money
Channels: Apps , POS , USSD , Agent
Use cases: Transfers & remittances (P2P) , Merchant payments (P2B) , Fees & taxes (P2G) , Social disbursements (G2P) , Business purchases (B2B) , Salaries & wages (B2P)
Inclusivity level: Progressed
Year of establishment: 2016
System owner: Bank of Ghana
Overseer: Bank of Ghana
Operator: GhiPSS
Total Participants: 5
Volumes 2021: 3,373,835,000
Values 2021: 81,139,155,993 USD
Back to mapCategory | Ghana Mobile Money Interoperability (MMI) |
---|---|
Geographic reach | Domestic |
Geographic description | Ghana |
Scheme governance | GhIPSS |
Settlement agent | Bank of Ghana |
Participants - commercial banks | N/A |
Participants - MMOs | 5 |
Participants - non-bank PSPs | N/A |
Participants - MFIs | N/A |
Volumes 2018 | 1,454,470,000 |
Volumes 2019 | 2,009,990,000 |
Volumes 2020 | 2,859,620,000 |
Volumes 2021 | 3,373,835,000 |
Values 2018 | 28,258,035,318 USD |
Values 2019 | 39,163,994,850 USD |
Values 2020 | 71,422,136,940 USD |
Values 2021 | 81,139,155,993 USD | Governance Typology | Central bank | Messaging standard | N/A |
Types of proxy IDs | N/A |
Use of open APIs | Yes |
QR code standard | Yes |
Pro-poor governance | Yes |
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