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Rwanda

eKash

Scheme name: eKash

IIPS Type: Cross-domain

Inclusivity level: Not ranked

Year of establishment: 2022

System owner: Industry

Overseer: National Bank of Rwanda

Operator: RSwitch

Total Participants: 3

Volumes 2022: 1,157,000

Values 2022: 5,776,208 USD

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CategoryeKash
Geographic reachDomestic
Geographic descriptionRwanda
Scheme governanceRSwitch
Settlement agentNational Bank of Rwanda
Participants - commercial banks1
Participants - MMOs2
Participants - non-bank PSPs0
Participants - MFIs0
Volumes 2018-
Volumes 2019-
Volumes 2020-
Volumes 2021-
Values 2018- USD
Values 2019- USD
Values 2020- USD
Values 2021- USD
GNI10,844,261,645
GNI (%)0.1%
% off-us transactions
Interoperability arrangementThird party
Ownership modelParticipant-owned
Governance TypologyPrivate association
Messaging standardISO 20022
Types of proxy IDsNo
Use of open APIsYes
QR code standard N/A
Pro-poor governanceYes
CB governance involvementYes
Expanded use CasesNo
Minimum channel functionalityYes
Minimum use case functionalityNo
All licensed PSPs can participate (all-to-all interoperability)Yes
RecourseNo
Not-for-lossNo
TSP partners N/A
Start-up funding (US$ million) N/A

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