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Rwanda

eKash

Scheme name: eKash

IIPS Type: Mobile money

Instruments: E-money

Channels: USSD, Agent

Use cases: Transfers & remittances (P2P), Merchant payments (P2B)

Inclusivity level: Basic

Year of establishment: 2022

System owner: R-Switch

Overseer: National Bank of Rwanda

Operator: R-Switch

Total Participants: 2

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CategoryeKash
Geographic reachDomestic
Geographic descriptionRwanda
Scheme governanceR-Switch
Settlement agentNational Bank of Rwanda
Participants - commercial banks0
Participants - MMOs2
Participants - non-bank PSPs0
Participants - MFIs0
Volumes 2018N/A
Volumes 2019N/A
Volumes 2020N/A
Volumes 2021N/A
Values 2018N/A
Values 2019N/A
Values 2020N/A
Values 2021N/A
Interoperability arrangementMultilateral
Ownership modelParticipant-owned
Governance TypologyPrivate association
Messaging standardN/A
Types of proxy IDsN/A
Use of open APIsN/A
QR code standard No
Pro-poor governanceYes
CB governance involvementYes
All licensed PSPs can participate (all-to-all interoperability)Yes

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