Blog
Blog
This blog is part of a series documenting our program’s journey to accelerate the development of inclusive payments systems for universal access to financial services in Africa. #IAmAfricaNenda
![](https://www.africanenda.org/uploads/imager/uploads/files/center_W720_H576_Mcrop_upscale1_autoformat-compress_CZ1_I1_P50-50.jpg 720w, https://www.africanenda.org/uploads/imager/uploads/files/center_W640_H512_Mcrop_upscale1_autoformat-compress_CZ1_I1_P50-50.jpg 640w, https://www.africanenda.org/uploads/imager/uploads/files/center_W480_H384_Mcrop_upscale1_autoformat-compress_CZ1_I1_P50-50.jpg 480w)
Ethiopia's Digital Payments Journey: Leveraging the National Digital Transformation Strategy 2025
Ethiopia is embarking on a digital transformation journey that it hopes will enable it to achieve its development goals and drive inclusive prosperity.
Read moreLatest blogs
![](https://www.africanenda.org/uploads/imager/uploads/files/iStock-843602762_W680_H453_Mcrop_upscale1_autoformat-compress_CZ1_I1.jpg 680w, https://www.africanenda.org/uploads/imager/uploads/files/iStock-843602762_W480_H320_Mcrop_upscale1_autoformat-compress_CZ1_I1.jpg 480w)
Blogs
The role of inclusive payment systems in Africa's financial inclusion
The COVID-19 pandemic showed the critical importance of digitization when travel and physical interactions were severely restricted. As digital platforms such as Zoom and Microsoft Teams became the new normal for work interactions, the increase in usage of e-commerce platforms enabled commercial activities to continue.![](https://www.africanenda.org/uploads/imager/uploads/files/crypto-blog_W680_H453_Mcrop_upscale1_autoformat-compress_CZ1_I1.jpeg 680w, https://www.africanenda.org/uploads/imager/uploads/files/crypto-blog_W480_H320_Mcrop_upscale1_autoformat-compress_CZ1_I1.jpeg 480w)
Blogs
The Rise and Stall of CBDCs and Cryptocurrencies in Africa: What's Next?
Coming out of last year’s SIIPS, there seemed to be demonstrative progress across Africa toward central bank digital currencies (CBDCs). eNaira was reaching tens of thousands of transactions, and the e-Cedi was on its way to a full launch. However, 2023 has created new headwinds for CBDCs and their cousins, crypto-currency.![](https://www.africanenda.org/uploads/imager/uploads/files/1_W680_H453_Mcrop_upscale1_autoformat-compress_CZ1_I1.png 680w, https://www.africanenda.org/uploads/imager/uploads/files/1_W480_H320_Mcrop_upscale1_autoformat-compress_CZ1_I1.png 480w)
Financial inclusion
Building a Better Digital Future: An Introduction to Digital Public Goods
The term Open-Source Software (OSS) can be traced back to the 1990s when the founders wanted to advocate for free and open software without being misconstrued to be free. Twenty years later OSS is the backbone for most of the new enterprise technologies. So, what is the buzz about?![](https://www.africanenda.org/uploads/imager/uploads/files/MWC-blog-cover_W680_H453_Mcrop_upscale1_autoformat-compress_CZ1_I1.png 680w, https://www.africanenda.org/uploads/imager/uploads/files/MWC-blog-cover_W480_H320_Mcrop_upscale1_autoformat-compress_CZ1_I1.png 480w)
Financial inclusion
What does it feel like to be unbanked?
Last year, while I attended the Mobile World Congress in Barcelona, my handbag was stolen. Suddenly, I found that I had no identification document, no debit or credit card, and no cash. Throughout this ordeal, I depended on my colleagues to loan me cash. I have never felt so vulnerable, excluded, with no control over accessing my finances or a solution to cover my expenses. It was quite daunting.![](https://www.africanenda.org/uploads/imager/uploads/files/global-communication_W680_H453_Mcrop_upscale1_autoformat-compress_CZ1_I1.jpg 680w, https://www.africanenda.org/uploads/imager/uploads/files/global-communication_W480_H320_Mcrop_upscale1_autoformat-compress_CZ1_I1.jpg 480w)
SIIPS
Tapping into the power of data to accelerate IIPS in Africa
The first State of Instant and Inclusive Payment Systems launched in 2022 in collaboration with the World Bank and United Nations Economic Commission for Africa (UNECA) captured the growing potential of Instant and Inclusive Payment Systems (IIPS) in Africa through a detailed set of tools and reports based on data analytics.![](https://www.africanenda.org/uploads/imager/uploads/files/Mrs-Quaye-Individual-User_W680_H453_Mcrop_upscale1_autoformat-compress_CZ1_I1.jpg 680w, https://www.africanenda.org/uploads/imager/uploads/files/Mrs-Quaye-Individual-User_W480_H320_Mcrop_upscale1_autoformat-compress_CZ1_I1.jpg 480w)
SIIPS
State of Instant and Inclusive Payment Systems in Africa 2022 report coming soon : A sneak-peak at end-users' experience.
With the emergence of instant payment systems (IPSs) in Africa, digital payments are becoming just as available and immediate as cash transactions, but whether people actually adopt and often use digital payments is another question. This might be for several reasons and often depends on the country.![](https://www.africanenda.org/uploads/imager/uploads/files/DSC_7241-1_W680_H453_Mcrop_upscale1_autoformat-compress_CZ1_I1.jpg 680w, https://www.africanenda.org/uploads/imager/uploads/files/DSC_7241-1_W480_H320_Mcrop_upscale1_autoformat-compress_CZ1_I1.jpg 480w)
Instant payment systems
Feeling the pulse: flagship report on Africa’s instant and inclusive payment systems expected soon.
Fast, accessible, and more inclusive digital payments are booming across Africa. Efficient digital payments are more convenient for both the payer and the payee. They also have the potential to strengthen capital markets through a larger store of value in transaction accounts. Governments are increasingly focusing on supporting the roll-out of digital payments as a tool for financial inclusion.![](https://www.africanenda.org/uploads/imager/uploads/files/FionaGrahamWorldRemit_W680_H453_Mcrop_upscale1_autoformat-compress_CZ1_I1.png 680w, https://www.africanenda.org/uploads/imager/uploads/files/FionaGrahamWorldRemit_W480_H320_Mcrop_upscale1_autoformat-compress_CZ1_I1.png 480w)
#IAmAfricaNenda