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This blog is part of a series documenting our program’s journey to accelerate the development of inclusive payments systems for universal access to financial services in Africa. #IAmAfricaNenda

The ‘Trust Threshold:’ Perceptions Between Physical and Digital Payment Risks

The choice of whether cash or digital payments feel safer depends on the salience of different potential harms. They want to know what is riskier; theft from carrying cash or fraud when using digital payments?

Latest blogs

8 September 2025 / Dr. Robert Ochola, CEO, AfricaNenda Foundation and Premier Oiwoh, Managing Director/CEO, NIBSS

From the Continent, For the Continent: Building Homegrown Instant Payment Systems to Drive Financial Inclusion in Africa

Imported technologies might offer speed, but do not necessarily guarantee fit. Africa’s financial systems must account for our informal economies, our language diversity, our infrastructure gaps, and our shared ambition for equity. As Dr. Robert Ochola, CEO of AfricaNenda Foundation, reminded us: “Africa can build its own systems and make them world-class.”  

25 August 2025 / Jamelino Akogbeto, Regional Director for West and Central Africa at AfricaNenda Foundation

AfricaNenda & GIMAC: Building an inclusive payment ecosystem in Central Africa

"We want payments to be as simple and universal as a text message," explains Jamelino Akogbeto, Regional Director for West and Central Africa at AfricaNenda Foundation.

20 August 2025 / Sabine F. Mensah, Deputy CEO at AfricaNenda

Travel Notes — Converging Forces for Inclusion: Lessons from Pix Brazil

One of the highlights of GPW 2025 was the amazing learning opportunity it provided on Pix, Brazil’s inclusive instant payment system (IIPS)—also known as a fast payment system (FPS). When Pix was launched during the COVID-19 pandemic in 2020— as an open retail payment system available to all registered financial and payment service providers in Brazil—it enabled an almost immediate boom in digital payment adoption. The willingness of BCB’s team to share their journey with delegates at GPW 2025, including several African countries, delivered key lessons from which we can learn. As the Deputy Governor for Licensing and Resolution, Renato Gomes, stated during his opening speech: “Pix has transformed daily life in Brazil … and this success is the result of strong collaboration between the BCB team and all participating banks and fintechs.”