الأخبار

Urgent Need to Harmonize Payment Service Regulations and Achieve Instant Cross-border Payments in Africa

بواسطة Sabine Mensah, Deputy CEO, AfricaNenda Foundation - 18 فبراير 2026

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الأحدث blogs

المدونات

17 فبراير 2026 / Sabine Mensah, Deputy CEO at AfricaNenda

Daily Life of a Market Merchant

For merchants, the promise of digital payments is that they make life easier, faster, safer, and more efficient. However, merchants experience significant variability in cash flow throughout the day, which influences not only how they operate but also when and how they use digital payments.

المدونات

17 فبراير 2026 / Sabine Mensah, Deputy CEO at AfricaNenda

The ‘Trust Threshold:’ Perceptions Between Physical and Digital Payment Risks

The choice of whether cash or digital payments feel safer depends on the salience of different potential harms. They want to know what is riskier; theft from carrying cash or fraud when using digital payments?

Financial inclusion

1 نوفمبر 2025 / Akinwale Goodluck, Deputy CEO, AfricaNenda Foundation

Beyond the Banknote: Reducing Cash Is Key to Africa’s Economic Future

In West Africa, the financial landscape is rapidly shifting. While cash remains in use, digital payments are now surging, reshaping how businesses and individuals transact. In 2024, Nigeria processed a record ₦1.07 quadrillion ($2.3 trillion) in electronic transactions, a nearly 80% increase from the previous year. In Ghana, mobile money transactions reached GHS 3.02 trillion ($196.7 billion).